1990 Main Street, Suite 750, Sarasota
Mon-Fri 8am-8pm, Sat 9am-2pm ET
TTY 711. Free, no-obligation help.
Original Medicare, a Supplement with Part D, or Medicare Advantage. See how the three paths differ on cost, doctors and travel.
On a phone? Each option appears as its own card below.
| Feature | Original Medicare onlyParts A & B | Medicare Supplement + Part DMedigap + drug plan | Medicare AdvantagePart C, usually with drugs |
|---|---|---|---|
| Monthly premium | Part B premium | Part B + Supplement + Part D | Part B, plan often $0 |
| Doctor choice | Any Medicare provider | Any Medicare provider | Plan network (HMO or PPO) |
| Referrals needed | No | No | Often, on HMOs |
| Yearly out-of-pocket cap | None | Effectively capped by plan | Yes, set by plan |
| Prescription drugs | Not included | Through Part D | Included in most plans |
| Dental, vision, hearing | Not included | Separate policy | Often included |
| Coverage when traveling in the U.S. | Nationwide | Nationwide | Emergencies, some PPOs more |
| Switching later | Flexible | Health questions after first 6 months | Each fall during AEP |
Swipe to see all three options
Parts A & B
Medigap + drug plan
Part C, usually with drugs
Sample yearly totals for a 65-year-old in Sarasota County, including premiums and drugs. Your numbers will differ.
Two checkups and generic prescriptions.
Specialist visits, an MRI and two brand-name drugs.
A hospital stay, surgery and physical therapy.
Illustrative sample figures only, not a quote or a guarantee of costs. Benefits and costs vary by plan.
We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE for information on all of your options.
Free, no-pressure help comparing the plans we offer in your county. Most calls take about 20 minutes.
Licensed agents. TTY 711. Mon-Fri 8am-8pm, Sat 9am-2pm ET.
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